Embedded Banking & Financial API Integration for Corporate Treasury
Unlock the power of Embedded Banking with Finnoval. We bridge the gap between complex banking APIs and your existing ERP ecosystem, enabling seamless, real-time financial operations — without the technical overhead of checksums, nested JSON, or complex encryption protocols.
Unrivalled Benefits for Corporate Treasury.
Reduced Complexity
Eliminate the need to manage checksums, nested JSON structures, and complex encryption protocols. Finnoval's adapter layer handles all protocol-level complexity, exposing a clean, simple interface to your ERP team.
Bank Agnosticism
Interact with multiple banking partners through a single, unified interface. Whether you work with India's largest private bank, India's leading bank, or any new partner, your ERP sends one consistent request — Finnoval handles the bank-specific translation.
Enhanced Security
Our On-Premises deployment ensures that sensitive financial data, IP whitelisting configurations, digital signatures, and encryption keys stay within your corporate firewall — never exposed to the public cloud.
Operational Efficiency
Transition from manual file uploads and semi-automated H2H processes to instantaneous, API-driven execution. Real-time transaction status is pushed back into your ERP automatically, eliminating reconciliation delays.
Future-Ready Architecture
Quickly adapt to new banking standards or add additional banking partners without re-coding your core ERP logic. Finnoval's modular design means a new bank integration is a configuration exercise, not a development project.
Deep Banking Integration.Comprehensive support for every financial workflow — from routine domestic payments to complex cross-border trade instruments.
Payments & Collections
Full API-driven automation of outward payments (vendor, payroll, utilities) and inward collections (customer receipts, direct debits) — initiated directly from your ERP with real-time bank confirmation and automatic status update.
LCs, Guarantees & Remittances
End-to-end digital execution of trade finance instruments — Letter of Credit issuance and amendments, Bank Guarantee creation and release, and outward remittances — all triggered from SAP or non-SAP ERP without manual bank portal interaction.
Robust Integration with Major Banking Leaders.
Our modular framework is designed for rapid scaling. We can onboard and integrate the APIs of any new banking partner — domestic or international — typically within a matter of weeks from API documentation review to production go-live.
Each bank integration is an independent module within the Finnoval adapter — meaning adding a new bank never affects your existing connections or requires changes to your ERP integration layer.
From ERP Transaction to Bank Confirmation — Automated.
Finnoval sits as a secure, intelligent middleware layer between your internal ERP and the external banking environment. Every step is automated, authenticated, and logged.
Trigger — ERP Initiates Transaction
A financial transaction is initiated within your ERP — SAP S/4HANA, SAP ECC, or any non-SAP system. The ERP sends a standardised request to the Finnoval adapter via a local API call or configured output channel. No changes to core ERP logic are required.
Encapsulation — Finnoval Adapter Processes the Request
The Finnoval Adapter intercepts the request within your corporate network. It handles authentication token generation, digital signature application, payload formatting into the bank's required structure, and checksum computation — all transparently, without any ERP-side configuration.
Transmission — Secure API Call to the Bank
Finnoval executes the secure, encrypted API call to the target bank. It manages all handshakes, TLS configurations, IP whitelisting enforcement, and retry logic. The bank receives a fully validated, correctly formatted request — with no manual intervention required at any point.
Response — Real-Time Confirmation Back to ERP
The bank's real-time API response is received by Finnoval, decrypted, validated, and parsed. The transaction status — reference number, timestamp, and confirmation details — is immediately pushed back into your ERP to update the transaction record automatically. No manual reconciliation required.
Seamlessly Integrated. Strictly ERP Agnostic.
While we are a long-standing SAP Silver Partner with deep-rooted integration for SAP ECC and S/4HANA, Finnoval is strictly ERP agnostic.
Our middleware successfully powers financial workflows for over 100 corporate entities across diverse industry verticals using various proprietary and commercial ERP systems. If your system can communicate with a local utility via file, API, or database trigger, Finnoval can connect it to your banking partners.
Banking & Finance Questions Answered
Everything you need to know before engaging Finnoval.
Optimise Your Financial Operations with Finnoval
Talk to our treasury and banking integration experts to see how Finnoval can automate your payment cycles, streamline trade finance, and give your treasury team real-time visibility — all from within your existing ERP.